People in need of care and their relatives in Saxony have to pay more for a place in a care home than they did a year ago. According to an analysis by the Association of Statutory Health Insurance Funds (vdek), the monthly co-payment in the state rose to an average of €2,986 as of January 1, 2026. This is €266 more than at the beginning of 2025 (€2,720).
The co-payment is made up of several components: the cost of accommodation and meals, investment costs and care-related expenses. According to vdek, care-related expenses in particular recorded the sharpest rise nationwide - partly due to increased staff costs.
However, the longer someone is in a care home, the more subsidies from the care insurance funds for pure care take effect. This means that the burden decreases with increasing length of stay: in the second year in the home, the co-payment in Saxony at the beginning of the year was 2,689 euros, in the third year 2,293 euros and in the fourth year 1,797 euros, according to the report.
