For families in Saxony, the best chances of buying a home are in the far west and far east of the Free State. The Vogtland district ranks highest in Saxony on the affordability index compiled by the mortgage broker Interhyp and the German Economic Institute (IW).
Homes in the Vogtland are the most affordable
There, families must spend an average of 22 percent of the income of a model household with two children on a typical single-family home (as of June 2026). The districts of Zwickau and Görlitz follow closely behind, with 23 percent.
In a nationwide comparison, the Vogtland region ranks 17th out of 400 with an index value of 159. The index compares the monthly mortgage payment for a typical single-family home to the income of a model household with two children. In the “Affordability Index,” monthly housing expenses of up to 35 percent of net income are considered affordable, marked by the number 100 in the index. The further the index falls below 100, the less affordable housing is; the higher it is above 100, the more affordable it is.
