Despite increased surcharges, the proportion of care costs that people in need of care in care homes in Saxony have to pay themselves has risen. As of July 1, 2,667 euros per month were due out of pocket in the first year in the home - 172 euros more than in mid-2023, according to an analysis by the Association of Substitute Health Insurance Funds. From the fourth year in the home, the co-payment rose to an average of 1,644 euros per month. This was 62 euros more than on July 1, 2023, according to the data available to Deutsche Presse-Agentur.
Higher supplements since January
In addition to payments from the care insurance fund, there have also been relief supplements since 2022, which were increased as of January 1, 2024 with a reform by the traffic light coalition. The personal contribution for pure care will be reduced by 15 percent instead of the previous 5 percent in the first year in the home, by 30 percent instead of 25 percent in the second, by 50 percent instead of 45 percent in the third and by 75 percent instead of 70 percent from the fourth year onwards. The main reason for the increasing co-payment is higher staff costs for care staff.
According to the information provided, remuneration agreements between the care insurance funds and care homes in all federal states were analyzed. The Ersatzkassenverband includes Techniker Krankenkasse, Barmer and DAK-Gesundheit.
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