Bürgschaftsbank Sachsen secures more loans for companies

In a difficult financial year 2025, Bürgschaftsbank Sachsen (BBS) granted significantly more sureties and guarantees than in the previous year. As announced by the specialist credit institution in Dresden, the BBS approved 183 sureties and guarantees after 171 in 2024. The total value of the approved sureties and guarantees rose by 24 percent to 56.8 million euros. According to the BBS, this enabled investments with a total volume of 118.6 million euros to be made in the Free State of Saxony.

The Bürgschaftsbank Sachsen is a publicly funded specialist credit institution. According to its own information, it works together with house banks to secure the financing of promising projects of small and medium-sized companies and freelancers in Saxony with guarantees. The BBS assumes guarantees of up to 80 percent of the respective loan amount and up to a guarantee amount of 2.5 million euros.

More money for growth and innovation

On average, the BBS secured 311,000 euros in loan and investment financing - after 268,000 euros in the previous year, according to the statement. In total, the guarantee bank provided 167 guarantees and 16 sureties. The purposes included the pre-financing of goods, the expansion of production facilities, new hires or digital software solutions.

The Bürgschaftsbank also reported an increase in jobs: the companies supported employed a total of 2,985 people, an increase of 12% compared to 2024 (2,673). The BBS contributed to the preservation of 2,466 jobs and enabled the creation of 519 new jobs.

Successions are also booming

The BBS reported a strong increase in company successions. A total of 128 start-ups were secured in 2025 - compared to 92 in 2024. The growth in start-ups as part of a succession is particularly striking: 82 guarantees and sureties were used for company takeovers, 33 more than in the previous year. The number of successions made possible has thus risen by 67% within one year (2024: 49).

Since the end of 2024, the BBS has also been guaranteeing the new ERP development loan for start-ups and successions. Last year, the program was used 25 times, with the amounts totaling 6.1 million euros. The guarantee bank covers 100 percent of the default risk.